The lending conditions are changing day by day at the moment with some banks tightening their lending policies.  CBA is the first bank to announce an increase in the  interest rate it uses to assess new loan applications.

Lenders have also raised their 4 & 5 year fixed interest rates from the historic lows as they prepare for the end of cheap RBA cash rates.

The lending policies are in a state of tightening at the moment but there are still very cheap and flexible loans available from most banks and lenders but you need to hurry if you are to take advantage.

If you are considering buying your first, second or third home or would like advice on how to secure the best finance for your business, contact Chocolate on 1300 137 539.

Kind regards,

Harry Pontikis – Director

Chocolate Money

Australian Credit License – 387277


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